904-723-6300
  • Appointments
  • Blog
  • Locations
  • Log In
121 Financial Credit Union
  • BANK
    • Online Banking
      • Open An Account
      • Log In
      • Enroll
      • Check Status
      • Make a Payment
    • PERSONAL BANKING
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • CDs – Certificates of Deposit
    • Contact group
      • CONTACT US
        • Send us a message with your questions about our services.
      • VISIT US
        • Locate your nearest branch to have a on-to-one chat.
      • BROWSE FAQs
        • Visit our FAQ page to find answers to commonly asked questions.
  • BORROW
    • Make a Loan Payment
    • Loans & Lines of Credit
      • CREDIT CARDS
      • PERSONAL LOANS
      • MORTGAGE LOANS
      • HOME EQUITY LOANS
      • VEHICLE & BOAT LOANS
    • Contact group
      • CONTACT US
        • Send us a message with your questions about our services.
      • VISIT US
        • Locate your nearest branch to have a on-to-one chat.
      • BROWSE FAQs
        • Visit our FAQ page to find answers to commonly asked questions.
  • INVEST
    • Check Our Rates
    • Investment Services
      • Roth & Traditional IRAs
      • Financial Planning & Retirement
      • Financial Learning Center
    • Contact group
      • CONTACT US
        • Send us a message with your questions about our services.
      • VISIT US
        • Locate your nearest branch to have a on-to-one chat.
      • BROWSE FAQs
        • Visit our FAQ page to find answers to commonly asked questions.
  • PROTECT
    • Insurance & Warranties
      • Home, Auto, & Life Insurance
      • Vehicle Warranty
      • Loan Insurance
    • AFFORDABLE CUSTOMIZED OPTIONS FOR PERSONAL, BUSINESS, LIFE, HEALTH, AND DISABILITY.
    • Contact group
      • CONTACT US
        • Send us a message with your questions about our services.
      • VISIT US
        • Locate your nearest branch to have a on-to-one chat.
      • BROWSE FAQs
        • Visit our FAQ page to find answers to commonly asked questions.
  • LEARN
    • About 121
      • History & Mission
      • Why Become a Member?
      • Press & Coverage
      • Board & Team
      • CHECK OUR RATES
      • DISCLOSURES & FEES
    • Community
      • Upcoming Events
      • Free Debt Counseling
      • Financial Planning
      • Career Opportunities
    • 121FCU Resources
      • The 121FCU Blog
      • Financial Calculators
      • Frequently Asked Questions
      • Financial Learning Center
  • BUSINESS
    • BANK
      • Open a Business Account
      • Online Banking
      • BUSINESS CHECKING
      • BUSINESS CHECKING
      • BUSINESS SAVINGS
      • NONPROFIT ACCOUNTS
    • GROW
      • Business Credit Cards
      • Business Loans
      • HR, Payroll, & Processing
      • Employee Services
    • Contact group
      • CONTACT US
        • Send us a message with your questions about our services.
      • VISIT US
        • Locate your nearest branch to have a on-to-one chat.
      • BROWSE FAQs
        • Visit our FAQ page to find answers to commonly asked questions.
  • CONTACT
    • Contact 121 Financial
      • Contact Form & Numbers
      • Report an Issue or Fraud
      • Branches & ATMs
      • Make a Loan Payment
      • Appointments
    • Find Your Nearest Branch
    • Schedule an Appointment
    • CONTACT OUR CALL CENTER
      • Main Number
        • (904) 723-6300
      • After Hours
        • 1-800-342-2352
  • OPEN ACCOUNT

121 FCU Blog

Credit Cards, Debt & Budgets

How to Avoid Credit Card Debt: 6 Tips for Financial Success

  Are you struggling with credit card debt and looking for ways to avoid it? Well, you're not...
6 minute read
Read More
Finance 101, Credit Score

Understanding Different Types of Credit: A Comprehensive Guide

Whether you are a single person just starting life on your own, a couple looking to buy your first...
6 minute read
Read More
Credit Cards, Credit Score

10 Types of Credit Cards: A Beginner’s Guide

In today’s modern world, a credit card is one of the most convenient and effective financial...
6 minute read
Read More
Credit Score

The 5 Biggest Factors that affect Credit Score and How to Improve It

Do you find yourself getting turned down for loans due to low credit scores? We understand how...
7 minute read
Read More
Credit Cards

What Are the Pros and Cons of Credit Cards?

When used right, credit cards can help you to feel empowered and secure in your financial health...
6 minute read
Read More
Savings & Investments

Top 12 Retirement Mistakes to Avoid

The Federal Reserve reports that 60 percent of working adults do not believe they're on track with...
7 minute read
Read More
Credit Score

What Is An Insurance Score: Everything you Need to Know

What Is An Insurance Score: Everything You Need to Know Investing in insurance coverage is the best...
6 minute read
Read More
Loans & Insurance

Is Consolidating Student Loans a Good Idea?

Many students take out student loans to cover some of their education costs. Student loans are sums...
6 minute read
Read More

Sign Up to Get the Latest Tips Straight to Your Inbox!

 

Topics

  • Business Services (2)
  • Credit Cards (16)
  • Credit Score (18)
  • Credit Unions and Banks (1)
  • Debt & Budgets (24)
  • Finance 101 (53)
  • Financial Tips (8)
  • Loans & Insurance (29)
  • Local Spotlight (4)
  • News & Events (12)
  • Savings & Investments (37)

Top Posts

Newest Posts

Prev 1 2 3 4 5 Next
cdfi
121fcu ncua
121fcu ncua
SBA-LenderDecal-FINAL

Connect & Contact

904-723-6300
800-342-2352

  • Contact & Appointments
  • BRANCHES & ATMS
  • REPORT A CARD ISSUE OR FRAUD
  • MOBILE APP DOWNLOAD
  • CAREER OPPORTUNITIES
  • ONLINE BANKING LOG IN

QUICK LINKS

  • About 121 Financial
  • Personal Accounts
  • Local Business Solutions
  • Check our Rates
  • Frequently Asked Questions
  • Helpful Resources
  • Free Financial Counseling
  • The 121FCU Blog
  • Financial Learning Center

UPCOMING EVENTS

LATEST NEWS

  • ABA Routing #263079043
  • Disclosures & Fees
  • Privacy Policy
  • Accessibility
  • Sitemap
© 2023 - 121 Financial Credit Union | All rights reserved