Debt & Budgets

Calculate Your Debt to Income Ratio in 3 Easy Steps

Your debt-to-income (DTI) ratio is considered when looking at your overall financial health...

How to Build an Emergency Fund for Unexpected Expenses

"Into every life, a little rain must fall". "Expect the unexpected." "A bird in the hand is...

What to Do with Your Tax Refund? 11 Smart Ways to Use It

According to the Internal Revenue Service's eFile website, 2019 saw over $450 million sent to...

How to Create a Budget You Can Live With In Seven Steps

How would you feel knowing that you had solid plan in place that is easy to follow and gives you...

How to Avoid Debt? The 10 Best Ways to Do It

  Into every life, a little debt will fall but effectively taking charge of one's finances can...

Pay Off Debt or Save Money: What Should You Do?

  Have you found yourself with a bit of extra income and are unsure what to do with it? "Should...

Financial Planning: How to Pay off Debt Fast with Low Income?

If you’re like many Americans, you’re experiencing mounting debt (perhaps already drowning in...