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121 FCU Blog

Credit Cards

Are Credit Card Rewards Worth It? The Pros and Cons

Lenders like banks and financial institutions often offer rewards with their credit cards. They are...
7 minute read
Read More
Debt & Budgets

Debt Free Living: 5 Ways To Get Out of Debt Fast

Debt-free living is a way of life that can make you happier, healthier, and more successful. It's...
7 minute read
Read More
Credit Cards

What Are Contactless Debit Cards & How Do They Work?

One of the challenges of using cash or cards today is the contact. Safety is a big concern with the...
6 minute read
Read More
Finance 101

Top 5 Financial Topics You Should Have An Understanding Of

How well do you understand personal finances? How prepared are you to handle your own money? Not...
7 minute read
Read More
Savings & Investments, Finance 101

How to Financially Prepare for a Baby in Nine Months

Finding out that you’re going to be a parent — whether for the first time or not — often brings...
6 minute read
Read More
Loans & Insurance, Savings & Investments

Pay Off Mortgage or Invest: What Should You Do?

A mortgage is a commitment to making monthly payments for decades. There is an option to pay more...
5 minute read
Read More
Credit Cards, Credit Score

How to Use a Credit Card to Build Credit: Top 5 Ways to Do It

If you’ve got a credit card, congratulations. Not only does it give you the power to make purchases...
7 minute read
Read More
Finance 101

APY Vs Interest Rate: Understanding the Differences Between the Two

When you’re talking about loans, credit, savings, and earnings, you’ll often encounter two terms. ...
5 minute read
Read More

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