The 121 Financial Blog

Financial tips, advice, education, news, & more!

Personal Loan vs Credit Card: How to Know Which is Better for You

Personal Loans Vs. Credit Cards - Which Do I Choose?

When the time comes that you decide to get a loan, there are many available options. You want to make sure that you select the right type, but...

How Does APR Work on Credit Cards?

When it comes to shopping for or comparing credit cards, or even understanding a card you already have, the terminology can be tricky. However, it is important to understand the terms and...

Local Business Spotlight: Kanine Social

Why You Should Refinance Your New House Through Credit Union Home Loans

You have many options available to you when seeking to refinance your new house. The financial institution you choose to loan you the money for that home should be the one offering you the best...

Benefits of Credit Unions: Top 8 Reasons You Should Switch

Many people have mistaken beliefs about credit unions that prevent them from recognizing the many significant potential benefits of credit unions to them. While people may try to compare credit...

How to Join a Credit Union with Bad Credit: 5 Steps You Should Take

You may have heard of the benefits of credit unions over traditional banks, but if your credit is not that great, you may still be wondering how to join a credit union with bad credit. 

Local Business Spotlight: Mini Bar Donuts in Jacksonville


Are Credit Unions FDIC Insured? | 121 Financial Credit Union

Are credit unions FDIC insured? In this article, we'll take a look at some of the protections offered to members of credit unions.

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