How Do Secured Credit Cards Work?

How do you get good credit if you have no credit or build better credit if you have poor credit? That is one of the biggest conundrums facing almost anyone wishing to build their financial future...

How Does a Mortgage Work: A Guide for First-Time Homebuyers

If you’re planning on buying a home, chances are you’ll need to take out a mortgage to help you pay for it. But what is a mortgage, exactly, and how does a mortgage work?
By the...

Get 2 Free Tickets to Independence Day Celebration at 121 Financial Ballpark on July 3rd

How to Save Money For College While in High School

According to the College Board , the average cost of tuition and fees for a full-time student at an in-state, public, four-year college or university is $10,440 for the 2019-20 school season....

Join the Virtual Annual Meeting on June 30th at 6 p.m.

Calling all 121 Financial members!

We have rescheduled our annual meeting of the membership for 6 p.m. on Tuesday, June 30th. 

How to Build Credit Fast: 5 Steps to Increase Your Score

Your credit can help pave the way for you to achieve your dreams or it can stand in the way of you reaching those goals. Whether your credit is an asset or a liability to your future depends, of...

Our New Touchton Branch Is Opening June 1

We have been hard at work adding modern technology and programs to the credit union and we are excited to announce that construction of our new, state-of-the-art Touchton branch is almost complete.

How Do Home Equity Loans Work? ...And When to Use Them

Home equity refers to the amount of money you've paid off on your home through your mortgage or home loan. You can get the amount of your home equity by taking the estimated market value of your...

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