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121 FCU Blog
Posts about
Finance 101 (4)
Loans & Insurance
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Finance 101
How to Pre-Qualify for a Mortgage: A Step By Step Guide
Because it has lower interest rates than other types of loans, a mortgage makes homeownership more...
8 minute read
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Finance 101
Why Join a Credit Union Instead of a Bank: Top 14 Benefits
Credit unions are often an overlooked option when it comes to finances. People typically look to...
5 minute read
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Savings & Investments
,
Finance 101
8 Tips to Build and Save for an Emergency Fund
No matter what your job is, it’s best to save for an emergency fund that can cover three to six...
5 minute read
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Finance 101
How to Save Money on a Minimum Wage Paycheck
Surely you want to build wealth and become financially stable so you can confidently plan for your...
6 minute read
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Finance 101
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Debt & Budgets
Calculate Your Debt to Income Ratio in 3 Easy Steps
Your debt-to-income (DTI) ratio is considered when looking at your overall financial health aside...
5 minute read
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Finance 101
5 Ways for Sticking to a Budget and Staying Financially Fit
Financial independence can sometimes mean one thing, and that is sticking to your budget. Sometimes...
6 minute read
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Finance 101
How to Drastically Cut Household Expenses to Save Money
Wanting to be financially free is like coming up with a New Year’s resolution: a lot of people try...
7 minute read
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Finance 101
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Credit Score
6 Tips to Build and Maintain an 800 Credit Score
Learning to build and maintain a good credit score is vital in a person's financial life. A credit...
6 minute read
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